What we do for you

Imagine hiring the team that's supported thousands of entrepreneurs?

That’s us. We specialise in SME finance and capacity building. We know what works, and how entrepreneurs think and behave.

Contact us now, for a judgement-free conversation about transforming your ESD programme

And if you’re an entrepreneur looking for funding, here’s what you can expect:

What type of finance is on offer?
Project loans (less than 12 months) and term loans (1 to 3 years). More specifically, contract/ purchase order finance; asset finance; and working capital loans.

What size loans are available?

R10,000 to R1m. Larger loan sizes are considered in exceptional circumstances.

What is the interest rate?

Low and concessionary rates.

Who qualifies?
Borrowers should be 51% black-owned SMEs, who are located within or around the following areas:
  • Matjhabeng, Masilonyana, Soweto and Doornkop municipalities (Harmony Gold)
  • Kloof, Driefontein, Marikana, Rustenburg Platinum, Beatrix (Sibanye Stillwater)
  • Cullinan, Bronkhorstspruit, Koffiefontein, Lime Acres/ Danielskuil, Tarorite (Petra Diamonds)
  • Aggeneys, Pella, Pofadder and Springbok (Black Mountain)
  • Mokopane (Ivanplats)

Applicants will be required to be actively involved in the operations of the business and must be able to demonstrate a track record, in the case of an existing business.

What are the loan conditions?

  • The applicant will be required to agree to a TransUnion credit check and provide a tax clearance certificate.
  • Borrowers must sign personal surety and agree to a cession of debt.
  • Assets are funded through a hire purchase agreement.
  • Suppliers to the borrowers will be paid directly. Only working capital is paid to the borrower, based on proof of the payment required.

If you’re interested and you meet the qualifying criteria, please contact us.